From The Desk of the CEO

From The Desk of the CEO

June 2017






......Todd Moore, President and CEO


Moving Forward in 2017

Alliance Bank Central Texas is a community bank founded by a local board of directors, owned by a diverse group of over 200 shareholders, and operated by seasoned bankers, most of whom have spent their entire careers in Waco.  In less than ten years it has seen assets grow from $35 million to over $230 million. The bank is focused on helping entrepreneurs, professionals and residents, and understands the condition of the local market.  It feels real value is created through people connecting personally with their bankers, versus simply having transactions with a bank. Alliance Bank Central Texas provides a full range of financial services including business, personal and mortgage loans.  It also provides a variety of deposit products and services including commercial, personal and certificates of deposits along with electronic banking, mobile deposit and cash management services.


Intentional Living and Our Bank Investment:       Click here to read more.

New Branch in West Waco:                                     Click here to read more.

Additions to Our Team:                                           Click here to read more.


Intentional Living and Our Bank Investment

"Intentional living” and “mindfulness” are currently hot topics in the world of executive coaching and leadership training.  They challenge us all to not simply react to life's events, but to live intently and be mindful of the outcomes we desire.  It reminds me of our collective decisions to make the investment in the bank.  Our broad based ownership structure with over 200 members was modeled after a community bank in Arkansas that grew faster than any other bank it the state’s history, and created a lot of shareholder value in the process. 

Similarly, our bank has grown from $35 million in assets in 2007 to over $230 million today.  And with almost $21 million in capital, with no holding company debt, we are creating additional value each and every day. The model works because each of us can help our investment grow.  Our loans are up 21% from last year, while deposits have grown 10% (thus our call for your help with deposits!).  If you, your family or your business is not banking with your bank, please consider doing so. 

We have a great team of experienced bankers, some additional ones you can read about below, who will make it easier than you can imagine to move to your bank.  Please give me a call and we’ll make it happen together.




West Waco Branch


Alliance Bank Central Texas is pleased to announce that it will be opening a West Waco branch this summer. The 2,600 square foot bank will be located in the 8810 West Highway 84 Suite 409 (Crossroads West Shopping Center) at the corner of Hewitt Drive and West Highway 84.  This will be a full-service location that includes an ATM, night depository, and multiple teller lines for expedited service. 

Todd Moore, president and CEO, said, "Many of our customers, shareholders and friends live and do business in West Waco, or pass by this location on their daily commute.  We are happy to make it easier for them to bank with us."





New Additions to the Team


Ricky Thompson is serving as Executive Vice President with an emphasis on commercial lending. Ricky has served in the Waco banking market for 31 years and has been a part of the Waco community since his gridiron days at Baylor University –including an appearance in the 1975 Cotton Bowl. Prior to banking, Ricky played seven years in the NFL as a wide receiver, primarily with the Washington Redskins. He graduated with a BBA in Management/Finance from Baylor University in 1976, where he lettered in four years in both football and track. Ricky and his wife Carol live in China Spring and have two grown daughters that live in Waco.