Mortgages

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Home Mortgage Loans

Alliance Bank Central Texas is a leader in financing homes in the Central Texas market. Our locations in Waco, Jewett and Donie provide you with several options in financing your dream home. Our experienced lenders will work to get you the most competitive interest rate and affordable payment plan possible.

We’re familiar with the local real estate market in our communities and will walk you through the entire home loan process — from consultation to closing.

Looking to build? Alliance Bank Central Texas can provide financing to help you take that dream home from blueprint to completion.

If you already have a home that you love, refinance your current mortgage loan with us for a better rate.

  • Purchase or refinance your Texas dream home

  • Fixed Rate up to 30 years available - Click Here to start the process!*

  • Funds also available for vacation homes and rental property

  • Competitive interest rates

  • Affordable payment plans tailored to you

  • Low closing costs

  • Local service and decision-making

  • Experienced lenders familiar with the local real estate market

  • Dedicated personal service from start to finish

Ready to apply for a real estate (home) loan? 

Step 1:     Complete the Uniform Residential Loan Application -  Complete Addendum

Step 2:     Complete the Uniform Residential Loan Application Addendum - Complete Application

Step 3:     Schedule an appointment with one of our lending professionals - Call 254.741.8000

Questions?   Contact our mortgage loan department at 254.741.8000.

*The link for 30 Year Mortgage above will take you to the website for America's Choice Home Loan.  Alliance Bank Central Texas does not offer inhouse 30 Year Fixed Rate Loans.

Home Equity Loans

Home Equity loans offer you the ability to tap into the current value of your home.

Why not use the equity in your home as collateral to fund your financial needs? You’ll get a competitive interest rate to fund a home improvement project or send a child to college.

  • Competitive interest rates

  • Draw from your home equity

  • Interest paid may be tax deductible*

  • Local service and decision-making

  • Experienced lenders familiar with the local real estate market

  • Dedicated personal service

*Consult a tax advisor.

Alliance Bank Central Texas NMLS ID# 405577