FDIC-Insured - Backed by the full faith and credit of the U.S. Government

 

Business Accounts

Simple Business Checking

  • Minimum Opening Deposit of $100.00

  • First 150 debits/credits at no charge; then 0.10 per each debit or credit

  • First 150 non on-us deposited items at no charge; then .20 per each deposited item

  • No charge for deposited on-us items

  • No monthly maintenance fee if minimum balance is greater than $1,500.00; otherwise $10.00 monthly fee will apply

  • Earnings Credit based on Average Collected Balance at rate the Fed Fund rate to offset calculated service charge.

  • Negative Collected Balance is charged at Wall Street Journal Prime +2%

  • Free e-Statement or $3.00 monthly paper statement fee will apply

 

Business Savings

  • Minimum Opening Deposit of $500.00

  • No monthly maintenance fee if average daily balance is greater than $500.00; otherwise $8.00 quarterly fee will apply

  • Interest bearing (Contact Us for our current rates)

  • Free e-statement or $3.00 monthly paper statement fee will apply

  • $1.00 per debit if account exceeds nine (9) debits per quarter

 

Money Market Business

  • Minimum Opening Deposit of $1,000.00

  • No monthly maintenance fee if average daily balance is greater than $1,000.00; otherwise $10.00 monthly fee will apply

  • Tier Rate based on balance (Contact Us for our current rates)

  • Unlimited In-person transfers and withdrawals (*Federal regulations allow a maximum of 6 withdrawals per statement cycle.)

  • Free e-Statement or $3.00 monthly paper statement fee will apply

*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per month.