Personal Accounts

Checking

SIMPLE CHECKING

  • No minimum monthly balance deposit required (minimum opening deposit of $50.00)

  • No monthly maintenance fee

  • e-Statement enrollment required; otherwise $3.00 monthly paper statement will apply

  • Unlimited checking writing

  • Unlimited Debit card purchases

CAMPUS CHECKING

  • No minimum monthly balance deposit required (minimum opening deposit of $50.00)

  • No monthly maintenance fee

  • e-Statement enrollment required; otherwise $3.00 monthly paper statement fee will apply

  • Unlimited Debit card purchases

  • Valid student ID (grade school / college) required

PREMIER NOW CHECKING

  • Minimum Opening Deposit of $100.00

  • No monthly maintenance fee if average daily balance is greater than $500.00; otherwise $8.00 monthly fee will apply

  • Interest bearing - Contact us for current Annual Percentage Yield (APY)

  • Free e-Statement or $3.00 monthly paper statement fee will apply

  • Unlimited checking writing

  • Unlimited Debit card purchases

EMERALD CHECKING

  • Must be 55 or older

  • No monthly maintenance fee

  • Interest bearing - Contact us for current Annual Percentage Yield (APY)

  • Free paper statement and e-Statement

  • Unlimited check writing

  • Unlimited Debit card purchases

Savings

PERSONAL SAVINGS

  • Minimum Opening Deposit of $100.00

  • No monthly maintenance fee if average daily balance is greater than $100.00; otherwise $8.00 quarterly fee will apply

  • Interest bearing - Contact us for current Annual Percentage Yield (APY)

  • Free e-statement or $3.00 monthly paper statement fee will apply

  • $1.00 per debit if account exceeds three (3) debits per month (*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per month.)

KIDS CLUB SAVINGS

  • Minimum Opening Deposit of $10.00

  • No monthly maintenance fee

  • Interest bearing - Contact us for current Annual Percentage Yield (APY)

  • Free e-statement or $3.00 monthly paper statement fee will apply

  • $1.00 per debit if account exceeds three (3) debits per month (*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per month.)

  • Must be 17 or under to open account (Requires an adult signer)

MONEY MARKET PERSONAL

  • Minimum Opening Deposit of $1,000.00

  • No monthly maintenance fee if average daily balance is greater than $1,000.00; otherwise $10.00 monthly fee will apply

  • Tier Rate based on balance - Contact us for current Annual Percentage Yield (APY)

  • Unlimited In-person transfers and withdrawals (Federal regulations allow a maximum of 6 withdrawals per statement cycle*.)

  • Free e-Statement or $3.00 monthly paper statement fee will apply

*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per statement cycle.

Checking and Savings other services

  • Unlimited access to Online Banking, Mobile Banking, Bill Pay and e-Statements for all personal accounts

CD & IRA’s

  • Minimum Opening Deposit of $1,000.00

  • Terms from 30 days to 5 years

  • Interest Accrued Daily and Paid Quarterly

  • Contact us for current Annual Percentage Yield (APY)