Personal Accounts
Checking
SIMPLE CHECKING
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No minimum monthly balance deposit required (minimum opening deposit of $50.00)
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No monthly maintenance fee
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e-Statement enrollment required; otherwise $3.00 monthly paper statement will apply
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Unlimited checking writing
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Unlimited Debit card purchases
CAMPUS CHECKING
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No minimum monthly balance deposit required (minimum opening deposit of $50.00)
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No monthly maintenance fee
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e-Statement enrollment required; otherwise $3.00 monthly paper statement fee will apply
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Unlimited Debit card purchases
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Valid student ID (grade school / college) required
PREMIER NOW CHECKING
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Minimum Opening Deposit of $100.00
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No monthly maintenance fee if average daily balance is greater than $500.00; otherwise $8.00 monthly fee will apply
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Interest bearing - Contact us for current Annual Percentage Yield (APY)
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Free e-Statement or $3.00 monthly paper statement fee will apply
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Unlimited checking writing
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Unlimited Debit card purchases
EMERALD CHECKING
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Must be 55 or older
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No monthly maintenance fee
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Interest bearing - Contact us for current Annual Percentage Yield (APY)
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Free paper statement and e-Statement
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Unlimited check writing
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Unlimited Debit card purchases
Savings
PERSONAL SAVINGS
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Minimum Opening Deposit of $100.00
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No monthly maintenance fee if average daily balance is greater than $100.00; otherwise $8.00 quarterly fee will apply
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Interest bearing - Contact us for current Annual Percentage Yield (APY)
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Free e-statement or $3.00 monthly paper statement fee will apply
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$1.00 per debit if account exceeds nine (9) debits per quarter. (*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per month.)
KIDS CLUB SAVINGS
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Minimum Opening Deposit of $10.00
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No monthly maintenance fee
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Interest bearing - Contact us for current Annual Percentage Yield (APY)
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Free e-statement or $3.00 monthly paper statement fee will apply
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$1.00 per debit if account exceeds nine (9) debits per quarter. (*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per month.)
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Must be 17 or under to open account (Requires an adult signer)
MONEY MARKET PERSONAL
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Minimum Opening Deposit of $1,000.00
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No monthly maintenance fee if average daily balance is greater than $1,000.00; otherwise $10.00 monthly fee will apply
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Tier Rate based on balance - Contact us for current Annual Percentage Yield (APY)
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Unlimited In-person transfers and withdrawals (Federal regulations allow a maximum of 6 withdrawals per statement cycle*.)
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Free e-Statement or $3.00 monthly paper statement fee will apply
*Transfer to another account or to third parties by preauthorized, automatic, electronic or telephone transfer are limited to six per statement cycle.
Checking and Savings other services
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Unlimited access to Online Banking, Mobile Banking, Bill Pay and e-Statements for all personal accounts
CD & IRA’s
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Minimum Opening Deposit of $1,000.00
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Terms from 30 days to 5 years
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Interest Accrued Daily and Paid Quarterly
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Contact us for current Annual Percentage Yield (APY)